Money Tree Investing

Kelly Coughlin from EverydayCPA.com helps us understand investing from an owner/operator aspect, plus shares the 3 Stages when starting a successful business. For more information, visit the show notes at http://moneytreepodcast.com/how-to-invest-in-a-business-with-kelly-coughlin

When property taxes aren't paid, tax liens can be levied against the property. The liens are then sold to investors. If the liens are not paid within a certain amount of time, the investor can push to have foreclosure initiated, thus collecting at least the interest and principal of the original investment. Our guest, Melanie Finnegan of Tax Lien Wealth Solutions, explains there is a difference between a tax lien and a tax deed, and that there are two types of markets: Primary and secondary markets. To learn more, listen to the interview and stick around for the panel discussion where we learn how tax liens fit into an investment portfolio. For more information, visit the show notes at http://moneytreepodcast.com/232

The mailbag is full again, so we spent time answering your questions! Justin asks: Is GM justified with cutting it's workforce when spending more than $10M buying back shares? Tyler read that buying small cap funds in a taxable brokerage account isn't wise because of capital gains. He has been buying small cap ETFs in a regular brokerage account when earning overtime. Should he be concerned? CJ has heard that HSAs are the holy grail of retirement investing. They already have great insurance through his wife's government job. Does it make sense to open a high-deductible plan just for the benefit of being able to max out an HSA for retirement purposes? Antonio understands the benefits of holding investments for the long term but wants to know how to determine the right time to sell. For more information, visit the show notes at http://moneytreepodcast.com/231

Joseph Hogue and Kirk Chisholm join us again this week as we discuss P2P Lending. P2P lending, more specifically defined as Peer-to-Peer lending, replaces the position of a traditional bank when it comes to taking out a loan. P2P sites like Lending Tree and Kiva also matches borrowers to individuals who want to lend out money and earn interest. Is P2P Lending right for you? What alternatives are there for individuals who want to put their money to work but mitigate some of the risk? Find out in today's episode. For more information, visit the show notes at http://moneytreepodcast.com/230

Would you invest in someone else's home? Using blockchain technology, you could own a portion of someone's home. Or as a home owner, you could sell some of your equity to get some much needed cash without having to pay interest. Matthew Sullivan from QuantmRE explains how this works and what it can do to diversify your portfolio in a new way. For more information, visit the show notes at http://moneytreepodcast.com/229

Bitcoin, Etherium, Litecoin, Monero…there are dozens of cryptocurrencies. Barbara Longue says thousands are still to come. Are cryptocurrencies truly an investable asset? Miranda and Doug get to the bottom of this in today's episode. What you'll learn today: Why is blockchain technology important What is cryptocurrency What's the difference between Altcoin and Bitcoin For more information, visit the show notes at http://moneytreepodcast.com/228

You wrote in, and we answered. Here are some of the topics covered in today's Listener Questions episode: Beating the DOW strategy, also known as "The Dogs of the Dow". Taking money out of retirement savings to pay off debt. Would it have been better to invest rather than pay off the student loan debt after college? And a question about how to handle a $70,000 inheritance. For more information, visit the show notes at http://moneytreepodcast.com/227

Taylor and his wife are pursuing Financial Independence by saving 40 percent of their income every year. As they got raises and increased their take-home pay, they kept expenses low so they could increase their savings to 70 percent. Learn some of the frugal habits they continue to use and about picking individual stocks. For more information, visit the show notes at http://moneytreepodcast.com/frugal-your-way-to-financial-independence-with-taylor-the-fi-guy

Deacon and his wife combined finances shortly after marriage – only to find $52,000 in consumer debt was weighing them down. They made the choice – and a plan – to pay down that debt in 18 month. Moving past debt freedom, Deacon began focusing on complete financial independence. In his book, "You Can Retire Early!: Everything You Need to Achieve Financial Independence When You Want It" he describes the three ways to financial independence: Real estate Stock market Entrepreneurship Listen in as Deacon shares each way and how it can help you achieve financial independence. For more information, visit the show notes at http://moneytreepodcast.com/3-paths-financial-independence-deacon-hayes

Raw land. Is it the undiscovered country of the investing world? Mark Podolsky shares his experience buying, selling, and leasing raw land as an investment. Unlike buying traditional real estate, purchasing raw land doesn't require a lot of money. Mark outlines a process of looking for lots with unpaid property taxes, purchasing the lots, and then offering them to people who live along the plot line. The key to a successful raw land purchase is to do the research and due-diligence needed to make sure you have a clear title or other obstructions to a hassle-free transaction. After Mark's interview, the panel discusses other thoughts behind investing in raw land - and the pitfalls you need to be aware of. For more information, visit the show notes at http://moneytreepodcast.com/224