Tokenized

Robert Morgan, Head of Stablecoins at Payoneer, drives stablecoin payroll and cross-border payouts. Davis Hart, Founder & CEO of Omnia, advises banks on tokenized deposits. They discuss Payoneer’s Bridge partnership and stablecoin payout rails. They explore why firms seek federal trust charters and compare tokenized deposits with stablecoins. Conversation touches on on-chain lending, interoperability, and bank opportunities in tokenization.

Chris Maurice, CEO of Yellow Card, brings payments in emerging markets expertise. Diogo Mónica, GP at Haun Ventures and former security engineer, brings crypto infrastructure and regulated-bank experience. They discuss BlackRock offering DeFi trading, the rise of machine-to-machine payments and tokenized MMFs, LayerZero’s new blockchain ambitions, and Erebor Bank receiving a full OCC charter.

Matt Higginson, Partner and Global Head of Digital Assets at McKinsey, advises financial firms on digital assets and tokenized money. He discusses why 2025 marked a stablecoin inflection point, how banks and card networks are approaching tokenized payments, the rapid growth of B2B and card-linked stablecoin use, and the interplay of agentic AI with blockchain for automated, auditable payments.

Sunand Raghupathi, CEO and co‑founder of Veda, a builder of yield-bearing vaults and DeFi infrastructure. He compares Kraken and Coinbase earn approaches and explains vault liquidity and redemption risk. He outlines the curator role versus traditional asset managers. The conversation covers institutional on-chain yield strategies and privacy and regulatory challenges around DeFi yield products.

Dogan Alpaslan, researcher and investor focused on crypto-native banking infrastructure. Kirill Gertman, CEO of Conduit building stablecoin rails and fiat on/off‑ramps. Bam Azizi, CEO of Mesh scaling tokenization and payments networks. They debate banks issuing stablecoins, distribution and on‑ramp economics, network vs rails distinctions, fragmentation risks, and real‑world tokenization growth.

Jess Houlgrave, CEO of WalletConnect — builder of crypto payments and wallet tooling. She discusses WalletConnect Pay and its Ingenico integration. Conversations cover stablecoin checkout, merchant settlement choices, QR vs NFC tradeoffs, privacy for on-chain payments, and tokenized markets moving toward 24/7 trading and instant settlement.

Michael Tannenbaum, CEO of Figure, is at the forefront of tokenizing real-world assets. He shares insights on the Visa Direct partnership with BVNK, aiming to streamline stablecoin payments. Tannenbaum discusses Figure's on-chain public equity network (OPEN), which promises benefits like self-custody and transparency in equity voting. The conversation touches on the implications of a delayed Senate bill affecting stablecoin yields and the role of blockchain in reshaping financial markets. Tannenbaum also explores cross-chain DeFi initiatives.

Sandy Kaul, EVP and Head of Innovation at Franklin Templeton, dives into the evolving landscape of digital assets and tokenization. She discusses the integration of crypto with OnePay and the rise of financial super apps that challenge traditional wealth management. Sandy also shares insights on Franklin Templeton's tokenization platform and the complexities of asset tokenization, from art to intellectual property. The conversation highlights banks grappling with the implications of stablecoins versus tokenized deposits, signaling a major shift in the financial ecosystem.

Rob Hadick, General Partner at Dragonfly, shares his insights on the future of stablecoins and tokenization. He predicts that Visa's stablecoin settlement will surge to over $100 billion by 2026. The discussion also explores the shift of tier-two banks towards on-chain settlement and the impact of tokenizing loyalty programs to enhance merchant revenues. With skepticism around AI and blockchain integration, the guests anticipate significant growth in on-chain lending backed by real-world assets over the next few years.

Join Anthony Yim, Co-founder of Artemis Analytics and former Venmo engineer, alongside Andrew Van Aken, Chief Data Scientist at Artemis, as they dive deep into the future of stablecoins. They explore the explosive rise of stablecoins, dissecting the massive growth of Tether and PayPal's PYUSD. The discussion also touches on the challenges of stablecoin payment adoption and the role of low-cost blockchains like Solana. With insights on B2B traction and prediction markets driving transactions, this conversation offers a fascinating look at the evolving digital finance landscape.