Build Wealth Canada Podcast

Leigh Tynan, Director of Online Security at TELUS who specializes in consumer cyber security and identity protection. She outlines hardened account access like MFA and password managers. She reviews device hygiene, VPN use, and antivirus. She warns about AI threats, voice deepfakes, and tax-season scams. She highlights monitoring services, dark web scans, and practical tools to protect financial accounts.

Sean Cooper, licensed mortgage broker and bestselling author of Burn Your Mortgage, breaks down 2026 mortgage rule shifts and what they mean for Canadian homeowners. He explains how stress test changes make switching lenders easier. He compares fixed vs variable choices, when breaking a mortgage can pay off, and how re-advanceable strategies let you invest while managing risk.

Thuy Lam, Certified Financial Planner with 20+ years building retirement and cashflow plans. She talks about why the 4% rule can mislead. She explains bucketing for short, mid and long-term needs. She covers stress testing plans with Monte Carlo and modeling what-if spending ceilings. She outlines timing drawdown actions, tax-aware withdrawals, and when to adjust spending after market shocks.

Danielle Nuzzel, an ETF educator at BMO ETFs, shares her expertise on common mistakes made by Canadian DIY investors. She cautions against relying on a single performance metric when analyzing ETFs. The discussion includes linking investments to personal goals and risk profiles, understanding fees, and uncovering hidden costs. Danielle highlights essential steps for comparing funds and the importance of examining underlying index track records. She also advises on how to avoid emotional biases in investing and stresses the need for thorough due diligence.

David Chilton, the renowned Canadian financial author behind The Wealthy Barber and a familiar face from Dragon's Den, shares insights on finding financial independence. He discusses the updates in his book, especially new tools like TFSAs, and emphasizes the importance of relatable storytelling in finance. David reflects on achieving work-life balance post-fame and the keys to happiness, revealing how helping others fuels his purpose. He critiques traditional safe withdrawal rates and recommends detailed retirement planning, making complex concepts accessible and engaging.

In this engaging discussion, Kyle Prevost, a Canadian personal finance podcaster and early retiree who has conducted over 400 interviews with finance experts, shares valuable insights on financial independence. He delves into the recurring advice he's gathered, emphasizing the importance of behavior over math. Kyle also discusses the 4% safe withdrawal rate and offers savvy travel tips to save money. He reveals what truly accelerated his net worth and how he maintains motivation after achieving financial freedom.

Join ETF strategist Aaron Allen from BMO ETFs as he delves into the essentials of index investing for Canadians. He highlights the advantages of passive investments over actively managed ones, underscored by robust research. Discover various DIY methods for building a portfolio and the nuances of asset allocation ETFs. Aaron also explores different fixed-income options, including bond ETFs, tailored to individual stability or growth goals. Tune in for strategies to optimize your investments across different accounts!

Alanna Abramsky, a seasoned financial coach with 30 years of experience, and Thuy Lam, a Certified Financial Planner with over 20 years in the field, share invaluable insights into achieving financial independence. They emphasize the crucial habit of tracking spending effectively, distinguishing between essential and discretionary expenses. The guests discuss personalized budgeting techniques, emotional challenges linked to spending, and innovative tools for financial management. Their practical advice encourages listeners to adapt financial practices to align with personal values and life goals.

Marc Beavis, a seasoned investor in his 60s with decades of experience and a popular YouTube channel, shares valuable insights on navigating the stock market's turbulence. He discusses his personal journey through major crashes like the 2000 tech bust and 2008 crisis, emphasizing the importance of having a solid investment policy to combat emotional responses. Listeners will learn strategies for maintaining calm amidst volatility, the benefits of diversification, and the value of journaling to reflect on past recoveries—tools that can empower investors to thrive in uncertain times.

Jessica Moorhouse, an accredited financial counselor with over a decade of experience, dives into the emotional and psychological barriers to financial freedom. She discusses common patterns like overspending and financial fears, emphasizing the importance of addressing these issues to create lasting change. Moorhouse also shares insights from her book, focusing on how upbringing shapes financial beliefs. Additionally, she offers practical advice for couples managing finances, highlighting the balance between joint and personal money for healthier relationships.