Walli Miller
Personal finance coach and FIRE advocate who retired in her late 30s after intentionally reducing expenses and investing while living in New York City; shares her experience living mortgage-free in a Manhattan co-op and becoming financially independent on a sub-$200K household income.
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Apr 22, 2026 • 43min
She Retired at 39… After Moving to New York City
Walli Miller, a personal finance coach and FIRE advocate who retired at 39 after intentional budgeting in NYC. She describes choosing Manhattan, living mortgage-free in a co-op, and balancing frugality with joyful spending. She explains leveraging free city resources, transportation habits, and a lean annual budget while building a nearly $1.7M portfolio.
