Tom Howard
Managing Director and co-head of European Debt Advisory and Capital Solutions at Lazard, focused on advising companies on financing, capital-structure strategy and innovative capital solutions across bank, bond and private-credit markets.
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Feb 2, 2026 • 60min
Credit Crunch: Lazard’s Whittaker, Howard on EU Stress, Advisory
Tom Howard, Lazard MD who advises on financing and capital-structure strategy, and Sam Whittaker, Lazard restructuring lead experienced in liability management, discuss rising capital solutions and the blurred line with restructurings. They cover stressed European sectors like chemicals and telecoms. They talk vintage effects, private credit limits, documentation flexibility and when liability management replaces full restructurings.
