

Stephanie Waldrop
Car buyer profiled in the episode who received a subprime auto loan, experienced repossession, and shared the personal impacts of loan terms and job changes on her ability to pay.
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Feb 4, 2026 • 29min
Riding with the repo man (update)
Stephanie Waldrop, a car buyer who got a subprime loan and faced repossession after job and income changes. The conversation revisits her story and the tense world of repossessions. Listeners hear nighttime repo rides, how dealers and lenders view subprime buyers, and why technology and loan terms have made repos more common.


