Skylar (Caller)
27-year-old delivery driver who earns about $31,700 a year and called the show about being underwater on a car loan and an ATV payment while working multiple delivery gigs to make ends meet.
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Mar 8, 2026 • 10min
I Owe More On My Car Than I Make In A Year
Skylar, a 27-year-old delivery driver making about $31,700 a year, calls in about being underwater on a car loan and an ATV payment. The conversation covers options for handling negative equity, whether to sell the ATV, and the push toward steadier, full-time work. Practical next steps and resources are offered to build stability and an emergency fund.
