
Scott (Caller)
Retired caller to the show who is 65 with a reported nest egg of about $3.3 million and seeking advice on how much he can safely spend in retirement.
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Mar 13, 2026 • 11min
How Much Is Safe to Spend in Retirement?
Scott, a 65-year-old retiree with about $3.3M saved, calls in for spending advice. He describes current draws, monthly costs, and questions about Social Security timing. Conversations cover safe withdrawal amounts, typical retirement spending patterns, and ways to rewire habits to enjoy retirement while protecting savings.


