Sachin Gupta

Sachin Gupta, Executive Director and Chief Ratings Officer at CareEdge Ratings, is a seasoned credit analyst with decades of experience. He discusses India’s strong credit moment and why regulation may be its economic superpower. He explains the Modified Credit Ratio, spots winning sectors like gold lenders and resilient banks. He also flags private credit risks abroad and offers practical signals to watch for looming downgrades.

Sangita Mehta, ET’s Banking Editor, and Sachin Gupta, Chief Ratings Officer at CARE Ratings Ltd, dive deep into the RBI's latest draft guidelines. They discuss the significant shift requiring banks to handle lending and deposit activities directly, which could reshape banking structures and balance sheets. The conversation highlights how these regulations may challenge traditional practices, impact upcoming IPOs, and even lead to potential mergers among banks. The duo provides keen insights into the evolving landscape of the banking sector and consumer protections.