Richard Andreano Jr.
Practice Group Leader for Ballard Spahr's Mortgage Banking Group and head of the firm's fair lending team, providing counsel on mortgage industry compliance, HMDA, and fair lending risk management.
Top 3 podcasts with Richard Andreano Jr.
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23 snips
Dec 11, 2025 • 1h 7min
The CFPB's Reg B Proposal: Key Changes and Industry Impact
John Culhane Jr., a senior partner advising banks and fintechs on fair lending and Reg B compliance. Richard Andreano Jr., mortgage banking leader focused on ECOA and supervisory trends. Bradley Blower, fair lending and civil rights expert advancing access for underserved communities. They dissect the CFPB’s proposed Reg B overhaul: removal of effects liability, changes to discouragement rules, tight limits on special purpose credit programs, and the rushed 30-day comment window.
Nov 20, 2025 • 45min
Fair Lending Developments Under Trump 2.0 – Part 2
John Culhane Jr., seasoned fair lending lawyer; Richard Andreano Jr., mortgage compliance leader; Bradley Blower, AI and fair lending policy advisor. They unpack shifting disparate impact standards, litigation over HUD rules, appraisal bias, the stalled small-business data rule, and rising AI governance challenges. Short, sharp takes on state enforcement, de-banking concerns, and practical compliance priorities for lenders.
Nov 13, 2025 • 42min
Fair Lending Developments Under Trump 2.0 – Part 1
John Culhane Jr., veteran fair lending lawyer and former government attorney. Richard Andreano Jr., mortgage banking and fair lending leader with decades of experience. Brad Blower, housing policy advisor focused on fair lending and compliant AI use. They discuss major Trump 2.0 shifts in fair lending policy, the move from statistical to intent-based redlining probes, states filling enforcement gaps, and how AI and Reg B changes could reshape compliance.
