Patrick Wolff
Chess grandmaster, entrepreneur, and Democratic candidate for California State Insurance Commissioner, focused on homeowners insurance reform, wildfire mitigation, and regulatory accountability.
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Mar 31, 2026 • 14min
Why Insurance Companies Have Fled the CA Market & How We Get Them Back | Patrick Wolff
Patrick Wolff, chess grandmaster, entrepreneur, and candidate for California Insurance Commissioner, tackles the collapse of the homeowners insurance market. He discusses how insurers pulled back after big fires, the role of regulation in blocking risk-based pricing, the need for wildfire mitigation and home hardening, and ideas to restore competition and accountability in California.
