
Patrick Means
Vice president and branch manager at Charles Schwab with over 20 years of experience in financial planning and investing guidance, focused here on teaching teens practical money skills.
Best podcasts with Patrick Means
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Mar 30, 2026 • 29min
What's the Best Way to Talk Money With Teens?
Patrick Means, Vice President and branch manager at Charles Schwab with 20+ years in financial planning, focuses on teaching teens practical money skills. He discusses modeling money through real-world practice, using mock trading and fractional shares to lower barriers, and practical budgeting with automated savings. The conversation also covers custodial vs joint accounts and starting Roth IRAs for teens with earned income.


