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Nick Shepard
Mortgage broker at Framework Mortgaging with expertise in specialist and high-street buy-to-let lending, offering predictions on rates, stress testing and product trends.
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Jan 22, 2026
• 31min
Mortgage Predictions for 2026
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Mortgage experts Kelly Rule and Nick Shepard join the discussion to unveil their predictions for the market in 2026. They analyze current buy-to-let mortgage rates and suggest where they might head, while revealing the purpose behind rising arrangement fees. Expect insights on which lenders are sharpening their competitive edge and whether stress tests will continue to ease. They also debunk common myths that could mislead property investors, ensuring listeners stay informed and prepared for the upcoming market changes.
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