Mrunal Zambre
Fourth-year international PhD student at the University of Pittsburgh who shares her personal money-management system, credit card and travel strategies, and investing approach while on a graduate stipend.
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Mar 9, 2026 • 45min
This International Grad Student's Low Fixed Expenses Enable Her to Invest and Travel
Mrunal Zambre, a fourth-year international PhD student at the University of Pittsburgh who manages finances on a grad stipend. She describes her money-management system and how low fixed costs let her save and invest. She shares travel and credit card strategies, using the Bilt card for rent rewards. She also outlines her simple index-fund investing approach and how she and her partner split expenses.
