Mintoo Bhandari
Founder of Monument Bank, a UK bank offering regulated deposit products; leading the initiative to tokenize retail deposits and democratize access to private-banking-style services.
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Mar 25, 2026 • 17min
Monument Bank Taps Privacy-Focused Midnight to Tokenize £250M in Retail Deposits
Fahmi Syed, President of the Midnight Foundation, who led Midnight's privacy-forward mainnet launch. Mintoo Bhandari, Founder of Monument Bank, building regulated tokenized deposit products. They discuss tokenizing retail deposits on a privacy-first public chain. They cover programmable privacy, hiding blockchain complexity for customers, GDPR-friendly proofs, and phased rollout and banking-as-a-service plans.
