Michael Kitces

Join Michael Kitces, Head of Planning Strategy at Focus Partners Wealth and co-founder of XYPN, as he shares insights on smarter wealth-building strategies. Delve into why investing in your career can yield greater long-term benefits than solely focusing on retirement accounts. Discover how to leverage Health Savings Accounts for retirement and the benefits of Roth conversions. Michael also discusses navigating tax-efficient withdrawals and inheritance strategies, providing a comprehensive approach to optimizing your financial future.

Phil Huber, Head of Portfolio Solutions at Cliffwater and private credit specialist, and Michael Kitces, financial planner and advisor-tech thought leader, join live from Miami. They debate AI’s threat to advisors and why clients still delegate complex decisions. They unpack private credit headlines, defaults, lender quality, liquidity management and why current stress looks risky but not catastrophic.

Michael Kitces, financial planner and researcher behind Nerd's Eye View, breaks down the 4% rule and safe withdrawal research. He explains historical worst-case sequences, why market drops are rarely catastrophic, bond and cash-bucket strategies, the retirement red zone, and practical levers like guardrails, modest spending tweaks, and side hustles to strengthen long-term plans.

Michael Kitces, a leading figure in wealth management and co-founder of several notable firms, shares transformative insights on boosting efficiency and growth. He emphasizes the value of niche specialization and the importance of strong teams over technology alone. Michael discusses strategies for attracting high net worth clients and optimizing team structures for enhanced productivity. Listeners will learn about balancing firm expansion with service integrity and navigating the complex landscape of advisor technology to maximize success.

Michael Kitces, a CFP and creator of the popular blog Nerds Eye View, shares his deep insights into the financial planning industry. He discusses how to find trustworthy advisors and explores the gender gap in the profession, revealing why only 23% of CFPs are women. Kitces emphasizes the importance of relationship dynamics in financial advising, suggesting therapy training for advisors. The conversation also touches on how consumer protection and coaching can enhance the advisory experience, making financial wellness accessible for everyone.

In this insightful discussion, Michael Kitces, Chief Financial Nerd at Kitces.com, shares his expertise on retirement planning. He emphasizes the necessity of flexibility in financial strategies, steering away from rigid models. Kitces also explains how to choose a planner that prioritizes your unique goals over mere finances. Plus, he evaluates the risks of having excess wealth as you age and the importance of proper decision-making processes. Tune in for practical tips that can transform your retirement journey!

In this discussion, Michael Kitces, the Chief Financial Planning Nerd at Kitces.com, reveals key insights from his recent marketing study for financial advisors. He shares how advisors can reduce client acquisition costs from up to $10,000 and avoid the 'anti-scale' trap that threatens profitability. Kitces emphasizes the 'Transfer of Trust' technique to expedite client onboarding and highlights proven marketing strategies backed by data. Valuable tips on leveraging personal strengths and the importance of storytelling in client relationships round out this must-listen conversation.

Michael Kitces joins Elementality to discuss trends in advisory firm growth, writing impactful content, and serving underserved markets. They explore subscription-based service models, setting fees based on income levels, and strategies for scaling financial advisory firms.

In this engaging discussion, Michael Kitces, a renowned financial-planning researcher, teams up with Alan Moore to dive into fascinating insights from nine years of XYPN benchmarking data. They explore why launching a fee-only firm can be particularly challenging, especially in the first year, and the meaningful impact of CFP certification on growth and client acquisition. The conversation covers strategies for effectively scaling revenue, the common pitfalls of underpricing, and the importance of outsourcing administrative tasks to enhance advisors' well-being.

Today on the podcast, we welcome back financial planning guru and Michael Kitces. I recently had the chance to catch up with Michael to get his take on asset allocation, specifically whether higher yields should have an impact on where investors hold their money. Today’s podcast is a recording of that conversation. Michael is the head of planning strategy for Buckingham Strategic Wealth, co-founder of XY Planning Network and AdvicePay and is the chief financial planning nerd—and yes, that’s his real title—for the advisor education platform Kitces.com and the Nerd’s Eye View blog. You can follow him via Twitter @MichaelKitces or on LinkedIn.BackgroundBioXY Planning NetworkAdvicePayBuckingham Strategic WealthKitces.com@MichaelKitcesInvesting Safe Assets“Where Should Investors Stash Their Safe Money Today?” Video interview with Michael Kitces and Christine Benz, Morningstar.com, April 19, 2023.“Kitces: Where to Park 3 Types of Client Cash,” by Dinah Wisenberg Brin, thinkadvisor.com, April 20, 2023.“Client Cash Management: Why It’s Important, and the Next Generation of Technology to Make It Better,” by Ben Henry-Moreland, kitces.com, Aug. 22, 2022.MaxMyInterestRising Yields, Asset Allocation, Retirement Withdrawals“How Rising Yields Should Affect Asset Allocation for Retirees, Preretirees,” Video interview with Michael Kitces and Christine Benz, Morningstar.com, May 3, 2023.“The ‘Yield-Split’ Method of Asset Allocation to Improve Tax Efficiency of Index Funds,” by Chris Murray, kitces.com, March 30, 2022.“Increasing Retirement Withdrawal Rates Through Asset Allocation,” by Michael Kitces and Wade Pfau, aaii.com.“8 Inflation Conversations for Financial Advisors to Have With Clients,” by Ben Henry-Moreland, kitces.com, April 27, 2022.“Is Private Debt Worth Considering as an (Alternative) Asset Class in Client Portfolios?” by Larry Swedroe, kitces.com, Jan. 18, 2023.“The Extraordinary Upside Potential of Sequence of Return Risk in Retirement,” by Michael Kitces, kitces.com, Feb. 20, 2019.Other“Kitces: ‘The Model Has to Change Again,’” The Long View podcast, Morningstar.com, June 5, 2019.“Michael Kitces: Does Portfolio Customization Pay Off?” The Long View podcast, Morningstar.com, Aug. 23, 2022. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.