
Laura Phillips
Reverse mortgage specialist with over 30 years in the mortgage business focused on HECM and jumbo/portfolio reverse loans, advising seniors on accessing home equity and counseling clients through the HUD-certified reverse mortgage process.
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May 2, 2026 • 23min
How to Unlock Your Home Equity for a Tax-Free Retirement with Laura Phillips
Laura Phillips, a reverse mortgage specialist with 30+ years helping seniors access home equity. She explains timing, eligibility, and why the bank holds a lien not the home. Learn how much equity may be available, differences between fixed and adjustable plans, HELOC contrasts, HUD counseling needs, and jumbo portfolio options. Heartfelt client stories underscore real-life impact.


