
Kate Wood
Lending Nerd and guest expert on student loans who explains Public Service Loan Forgiveness rules, repayment plans, and implications of recent loan policy changes.
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Feb 2, 2026 • 49min
Impulse Spending Fixes and PSLF Choices When You’re in Grad School
Kate Wood, lending expert on student loans, explains PSLF rules and repayment choices. Amanda Barroso, personal finance contributor, shares no-spend and low-spend tactics. They discuss month-long spending challenges, friction strategies to curb impulse buys, and whether to keep making loan payments during grad school to protect forgiveness eligibility.


