
Jonathan Yo
Co-founder of Convoy Home Loans and mortgage lender specializing in non-QM products such as bank-statement, DSCR, and bridge loans for real estate investors and self-employed borrowers.
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Mar 10, 2026 • 54min
Lending, Liquidity, and the 2026 Real Estate Outlook | Jonathan Yoo & Dustin Rosenberg E473
Dustin Rosenberg, co-founder of Convoy Home Loans who builds creative investor lending solutions, and Jonathan Yo, co-founder and non-QM mortgage specialist for investors and self-employed borrowers. They unpack DSCR and bank-statement loans. They discuss spreads vs treasuries, lender risk appetite and secondary market buyers. They cover tightening guidelines, debt-yield basics, and the 2026 rate-cut outlook.


