
Jonathan Aguilera
Former insurance and securities license holder turned industry whistleblower who exposes problematic Indexed Universal Life and other permanent life insurance products and helps clients recover refunds for bad policies.
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Mar 11, 2026 • 1h 12min
Jonathan Aguilera: IULs & Whole Life Insurance Are A Scam | FRLP 102
Jonathan Aguilera, a former insurance license holder turned industry whistleblower who helps clients recover refunds for bad policies. He exposes how Indexed Universal Life and permanent policies are aggressively sold with misleading illustrations. Short takes on why term insurance often makes more sense, how refunds can be pursued, and when permanent insurance might actually be appropriate.


