
Jon Minerick
Marine veteran, technologist, and CEO of HomeCoin (a flat-fee a la carte MLS brokerage operating in multiple states), who builds real estate software and discusses flat-fee models and AI's impact on the industry.
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Mar 2, 2026 • 59min
Will AI Replace Realtors? Flat Fees, UBI & The Future Debate
Jon Minerick, Marine veteran-turned-technologist and CEO of HomeCoin, outlines his flat-fee a la carte MLS model and why many proptech firms failed. He talks about who uses flat-fee listings, HomeCoin’s hourly agent approach, and the AI features they are building. The conversation widens to AI’s role from pricing to contract-to-close and the societal questions around automation and UBI.


