John Stepek
Host stepping in for the regular presenter on this episode and author of the Money Distilled newsletter; guides the markets wrap conversation and questions the guest on market developments.
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Feb 25, 2026 • 18min
The 51% Graduate Tax
John Stepek, senior reporter and author of the Money Distilled newsletter, explains why Plan 2 and new Plan 5 student loans leave many grads feeling squeezed. He explores how repayments, tax and NI can push marginal rates above 50%. Short, sharp takes on interest rules, frozen thresholds, life decisions and what policy tweaks might help.
