John Giovannucci
Finance professional with experience at Merrill Lynch, Morgan Stanley, Cambridge Associates, and Montecito Medical; writes about wealth management and capital markets on his Substack (JW Cap).
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Apr 9, 2026 • 36min
Death of the Advisor
John Giovannucci, a finance pro with experience at Merrill Lynch, Morgan Stanley and Cambridge Associates, and Substack writer at JW Cap. He argues advisory work has shifted toward delegated platform decisions. They explore how delegation, fee structures, private-market pressure, and loss of due diligence change what clients get. The conversation pushes for rethinking advisor roles amid changing markets and institutional stresses.
