
Jeff Clark
Head of Defined Contribution Research at Vanguard Workplace Solutions and author of the report How America Saves 2025, with 27 years of experience analyzing retirement plan participant behavior.
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Jul 22, 2025 • 56min
Episode 84, Jeff Clark, author of "How America Saves 2025," Vanguard's annual report on workplace 401(k) plans, host Rick Ferri
Jeff Clark, head of defined contribution research at Vanguard with 27 years studying retirement behavior. He discusses rising auto-enrollment and its impact on participation. He covers automatic escalation, target-date funds taking a larger share of assets, Roth and after-tax features, and how these trends shape workplace saving and allocation choices.


