

Grace Tay
Associate director at finexis advisory specialising in wealth planning for business owners, advising on business structures, succession planning and risk-adjusted extraction strategies for SMEs.
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Mar 1, 2026 • 20min
S1E258: Passive paycheck: Structuring your SME for predictable dividends
Grace Tay, associate director at finexis advisory who helps business owners with wealth and succession planning. She breaks down calculating true surplus after operational needs and risk. She outlines firewalls to protect personal wealth and ways to structure recurring revenue and distribution policies for steady dividends. Practical steps and limits to keep owners from overconcentrating their net worth.


