Gemma Mitchell

Gemma Mitchell, financial adviser, author and money coach, guides listeners through her 12-step money reset. She reframes setbacks as slingshots and warns how ‘good’ habits can become toxic. Gemma shares a practical $0 budget, ways to boost income, the case for rentvesting, tips on super and tax, and why mindset and a supportive village matter for long-term financial recovery.

Gemma Mitchell, a financial advisor and Head of Advice at Rask, shares insightful budgeting strategies for 2025. She highlights the importance of personalized budgeting and the joy of tracking everyday expenses. Gemma discusses adapting financial plans to fit individual lifestyles and emphasizes the significance of habit formation in maintaining realistic budgets. Additionally, she explores effective ways to curb overspending, particularly in food purchases, and the role of technology in modern financial management.

Gemma Mitchell, a finance professional and mortgage expert, joins the hosts to dissect the ins and outs of renovations. They explore the balance between budget and ambition, emphasizing realistic financial planning with contingency funds. The discussion tackles crucial aspects like council approvals, design scopes, and hiring skilled contractors amid a labor shortage. Tips on avoiding common pitfalls such as overcapitalization and ensuring quality through snagging and inspections round out the conversation, making it a must-listen for aspiring renovators.

Financial adviser Gemma Mitchell shares her expertise in setting achievable financial goals. She discusses common pitfalls that cause goals to fail and introduces a 5-step process to overcome them. Listeners learn about strategic financial planning after holiday spending, the importance of aligning goals with personal values, and the need for flexibility in budgeting. Gemma and co-host Owen also provide insights on adapting financial goals amid life changes and highlight their top goal for 2025, offering practical tips for long-term success.

In this chat, Gemma Mitchell, a senior financial adviser and author of 'The Money Reset,' dives into the essentials of budgeting. She emphasizes why a budget is crucial and the common pitfalls that lead to failure. Listeners learn about creating tailored budgets, managing finances as a couple, and optimizing spending without stress. Gemma also shares insights on her $10,000 challenge, encouraging participants to find creative ways to save and manage their money effectively while fostering better financial habits.