Ferda Nur Demirci
Doctoral researcher studying indebtedness among coal miners in Soma, Turkey, whose work examines the intersections of financial inclusion policies and extractive economies.
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Mar 19, 2026 • 45min
Moral Immunity: Debt as a Moral Shield
Ferda Nur Demirci, a doctoral researcher on indebtedness among Soma coal miners, explores how debt becomes a moral shield. She discusses how bank loans replaced informal credit, how indebtedness enforces self-discipline and shapes household choices, and how shared debt creates new forms of masculine solidarity and social meaning amid risk and policy shifts.
