

Eric Beinstein
Head of U.S. Credit Strategy at J.P. Morgan (retiring) with a 40-year career in credit research, known for quantitative strategy, daily publications, and leadership of high-grade credit research.
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Feb 17, 2026 • 21min
Lessons Learned from Eric Beinstein: A 40-Year Perspective on the Evolution of Credit Markets
Eric Beinstein, retiring Head of U.S. Credit Strategy at J.P. Morgan with 40 years in credit research, shares a career-spanning perspective. He talks about record-tight spreads and low defaults. He explores the boom in private credit and its market effects. He explains how technology and quantitative tools are reshaping credit research and offers advice for new analysts.


