Eli Saperstein
Young accounting professional and FIRE advocate living in New York City who shares his strategy for achieving coast-FI by age 30, emphasizing income maximization, expense control, and city-specific hacks.
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Apr 21, 2026 • 38min
Coast FI by 30 in a HCOL City (Here’s How He’s Doing it)
Eli Saperstein, a 24-year-old NYC accounting pro and FIRE advocate, explains his plan to reach coast-FI by 30. He talks income-maximizing career moves, strict expense control with $2,210 rent and a sub-$40k budget, and city-specific hacks for free experiences. He frames NYC as an earning opportunity and shares housing, networking, and lifestyle tactics to accelerate financial independence.
