
Derek Tharp
Financial planner and researcher with a PhD in financial planning, prolific author on practitioner platforms (e.g., Kitces) and focused on Social Security and retirement strategy analysis.
Best podcasts with Derek Tharp
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Apr 2, 2026 • 32min
The Real Risks of Retirement With Derek Tharp
Derek Tharp, a financial planner and researcher with a PhD who writes on Social Security and retirement strategy, questions common rules about claiming benefits. He explores how assumptions and personal preferences shift the math. He argues for flexible claiming, clear client communication, and practical guardrails for real-world retirement risks.


