Dan Awrey
Professor of law at Cornell University and author of Beyond Banks: Technology, Regulation, and the Future of Money, specializing in payments, financial regulation, and the intersection of technology and money.
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Feb 9, 2026 • 57min
Dan Awrey on the Future of the U.S. Payments System in a Digital World
Dan Awrey, Cornell law professor and author of Beyond Banks, explores the future of money and payments. He discusses the shadow monetary system, stablecoin fragility, and why access to core infrastructure matters. He outlines proposals for master accounts, interoperability, and regulatory fixes. The conversation highlights trade-offs between innovation, stability, and who ultimately backs non-bank money.
