Clare Moffat
Pension and tax specialist at mutual life, pensions and investment company Royal London, providing expertise on inheritance tax, pensions and gifting rules.
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Feb 11, 2026 • 28min
Money Box Live: Inheritance Tax
Nina Sperring, wealth protection solicitor specialising in estate planning and trusts, and Clare Moffat, pension and tax specialist at Royal London, unpack inheritance tax basics and rising pressures. They cover thresholds and transferable allowances. They explore gifting rules, the seven-year taper, residence and farm reliefs, deeds of variation, upcoming pension IHT changes and charitable giving effects.
