
Chris Hansen
General Manager of Cash Atlas Solutions at Nova Credit, specializing in cashflow underwriting, credit analytics, and helping lenders integrate consumer-permissioned data into credit workflows.
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Mar 17, 2026 • 48min
Fintech Takes x Spinwheel presents Credit Without Constraints Episode 2: Underwriting
Chris Hansen, GM of Cash Atlas Solutions at Nova Credit, a cashflow underwriting and credit analytics lead. He explains how consumer-permissioned cashflow data complements traditional bureaus. Discussion covers practical entry points like second-look and CLIs, infrastructure and compliance hurdles, and how AI and data portability reshape underwriting workflows.

Sep 30, 2025 • 45min
FT x Nova Credit Fintech Takes x Nova Credit Presents Cash Flow Conversations Episode 4: The Cash Flow Bureau of the Future
In this session, Chris Hansen, GM of Cash Atlas Solutions at Nova Credit, dives into the potential of cash flow data in reshaping credit analytics. He discusses a visionary cash flow-based credit bureau built on three pillars: persistent data access, innovative analytics, and regulatory compliance. The conversation explores how consumer-permissioned data can empower borrowers while complicating lender workflows. Chris also highlights the future opportunities for real-time data in account management and the evolving role of banks in consumer finance.


