Charlotte (caller)
Caller to The Ramsey Show seeking advice on paying off $100,000 in student loans after cutting ties with her father; provides personal context including a husband practicing law, a new baby, part-time income, and a CD with roughly $75,000.
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Feb 22, 2026 • 9min
My Dad Promised To Pay My Student Loans - Now We're Cut Off
Charlotte is a caller navigating $100,000 in student loans with a lawyer spouse, a new baby, and a $75k CD. She explains cutting ties with her dad who promised to pay. Conversation focuses on aggressive repayment plans, using the CD to wipe most debt, lifestyle sacrifices, and rebuilding savings afterward.
