Chan Wai Kit
Executive director of the Life Insurance Association and insurance expert who advises on protection needs, riders, premiums and policy reviews.
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Mar 1, 2026 • 32min
S2E37: Are you overinsured? Here's how to review your policies
Chan Wai Kit, executive director of the Life Insurance Association and insurance expert, explains protection basics and policy reviews. He covers riders and why they cost more. He compares employer versus personal plans. He outlines how to spot overinsurance, suggests how much of pay to allocate to protection, and explains options when premiums become unaffordable.
