
Caller (Shay)
Adult caller to the show describing a long-running student loan arrangement with his parents and seeking advice about family tension and financial responsibility related to loans they agreed to pay.
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Feb 8, 2026 • 10min
My Mom Is Angry She’s Paying My Student Loans (I'm 35)
Shay, a 35-year-old who says his parents have been paying his student loans since he was 18. He talks about a $70–80k loan balance, tense passive-aggressive remarks from his mom, and who legally owns the debt. Conversation covers setting boundaries with family, whether parents should use savings to clear the loans, and options like partial repayment to preserve relationships.


