Brandon (Caller)
Caller to the Ramsey Show seeking financial and caregiving advice about his elderly father's debt and lack of retirement savings, and describing his own household finances as a physician couple.
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Mar 22, 2026 • 10min
My Dad Borrows Money From Me And Has 0 Saved For Retirement
Brandon, a physician balancing family caregiving and heavy student loans, calls in about his elderly father's debt and zero retirement savings. He and his wife plan worst-case scenarios and set firm financial boundaries. They discuss assessing the father's actual income, researching assisted living costs, and offering non-cash support like paying bills or using gift cards.
