
Angela Murphy
PhD strategist and fintech advisor specializing in AI integration and governance for financial institutions, known as Payments Elsa and recognized for work on explainable AI and payments policy.
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Feb 24, 2026 • 43min
Why Your Sales Team's Shadow AI Is a Lawsuit Waiting to Happen - A FinTech CRO's Governance Playbook
Dr. Angela Murphy, PhD strategist and fintech advisor known as Payments Elsa, specializes in AI integration and governance for financial institutions. She breaks down the Shadow AI compliance time bomb and the “Amnesty and Orchestration” governance playbook. Short, actionable steps cover tool inventories, explainability for defendable AI, and a three-step audit leaders should run now.


