Ali Panjwani
Founder and CEO of Merit Medicine, applying machine learning and large-scale claims data to predict and price healthcare risk for employers, stop-loss carriers, and MGUs.
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Mar 31, 2026 • 58min
A New Way To Predict (And Price) Healthcare Risk
Ali Panjwani, Founder and CEO of Merit Medicine, builds ML models on massive claims data to forecast and price employer healthcare risk. He explains predicting spend from simple census files. Conversation covers how better risk selection improved a carrier’s loss ratio, avoiding biased underwriting, data tokenization and privacy, and financing high-cost cell and gene therapies.
