
Al Miles
Investment actuary and senior defined-contribution (DC) strategist who researched and costed pension-system reforms for the UK, presenting analysis on retirement adequacy and proposed policy solutions in the episode.
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Mar 23, 2026 • 1h 10min
Will the State Pension Be There When You Retire?
Al Miles, an investment actuary who models pension systems, explains why millions of UK workers face retirement shortfalls. She outlines who is most at risk and why late starts, part-time work and opt-outs matter. The conversation explores reforms, Iceland-style guarantees, household saving ideas and political hurdles to fixing pensions.


