Adam Maarec

Attorney focusing on emerging technology and regulatory issues in financial services who advises on AI governance, compliance, and operational deployments within consumer finance institutions.

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Mar 12, 2026 • 59min

Agentic AI in Consumer Financial Services: Opportunities, Risks, and Emerging Legal Frameworks

Joseph Schuster, Ballard Spahr partner advising banks on AI, fraud, and compliance. Adam Maarec, attorney on AI governance and regulatory issues in finance. Oren Bar-Gill, NYU law professor studying algorithmic decision-making and consumer harm. They discuss agentic AI acting autonomously with consumers, risks in personalization and collections, liability and regulatory scrutiny, and governance and model risk management.

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