Ask About Wealth How to Start an Irish Property Portfolio
Aug 25, 2025
Discover how property investment has shaped wealth in Ireland, backed by impressive statistics from the Central Bank. Explore the skyrocketing property values and rental yields over the last decade. Uncover the true costs of buying a property, from stamp duty to ongoing landlord expenses. Learn about different funding methods, including cash, buy-to-let mortgages, and pension purchases, and their impact on returns. Plus, find out how tax strategies can boost your investment’s profitability!
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Property Dominates Irish Household Wealth
- Irish households hold the vast majority of national wealth in property, around €870bn with €720–725bn debt-free. 67%+ of household wealth sits in property, making it a dominant wealth creator in Ireland.
A Decade Of Massive Price And Rent Growth
- In the last decade Irish house prices rose ~97.5% and rents rose ~74%, transforming yields on earlier purchases. A €300k buy in 2015 could be worth €600k today with current rental yield near 14% on the original outlay.
Two Key Drivers For Future Property Returns
- Future property returns hinge on two factors: supply/demand and interest rates. Ireland needs ~52,000 homes a year but builds ~30,000, while recent ECB rate cuts support affordability and demand.