It’s been two months since the disastrous mini-Budget masterminded by Liz Truss and Kwasi Kwarteng.
They'd hoped it would boost growth, but the announcement actually sent the money markets spiralling after multi-billion-pound losses for the Treasury were revealed.
Now, its true impact has been revealed in new Bank of England mortgage borrowing data - but what does 2023 hold for homebuyers?
Insight with ES business editor Jonathan Prynn.
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