The Pat Kenny Show Heath Insurance renewal advice with Dermot Goode
Dec 16, 2025
Dermot Goode, a health insurance expert from HealthInsuranceIreland.ie, shares invaluable tips on navigating health insurance renewals. He warns listeners about potential premium hikes and emphasizes the need to review benefits, not just prices. Goode encourages using the cooling-off period and suggests that corporate plans often provide the best value. He also highlights the importance of insuring children to avoid long public wait times and discusses the strategic timing of renewals to mitigate cost increases.
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Persevere Through Long Wait Times
- Persist when calling during peak renewal season; expect long waits but keep trying.
- Use the 14-day cooling-off period if you need time to reconsider after renewal.
Plans Get Replicated Not Renamed
- Insurers often rename or repackage plans instead of changing plan names when benefits change.
- New plans appear constantly, so annual review can reveal better value options.
Move Kids To New Family Deals
- Check new family deals like free children or discounts and phone insurers to move children onto offers.
- You can often move kids to a new deal mid-renewal year and get nearly a full year's benefit.