The Unstuck Church Podcast with Amy Anderson Budgeting To Thrive with Chris Hodges - Episode 123
Dec 11, 2019
Chris Hodges, senior pastor and church planter behind Church of the Highlands, shares concise financial discipline tips. He explains budgeting at 90% of prior income to build margin. He describes paying cash for campuses, avoiding long-term debt, and creating a volunteer-rich culture. Practical steps for shifting to generous, resilient finances are highlighted.
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Budget On 90% To Build Margin
- Base your next year's budget on 90% of the previous year's income to create built-in margin.
- Use that margin to avoid needing surprise offerings or midyear cuts and to say yes to opportunities.
Saving $16M Through Frugality
- Church of the Highlands saved $16 million in six and a half years by running frugally and prioritizing generosity.
- They paid cash for land and buildings and retired major debt quickly because of that discipline.
Margin Protects Leadership Posture
- Margin reduces pressure on leaders so they can lead and preach without financial anxiety.
- Preparing with margin changes your posture from reactive scarcity to confident stewardship.