Financial services has long been the benchmark for trust, scale, and regulation. But in an age where innovation moves faster than policy, the sector is rewriting its own rulebook. In this episode of Zinnov Podcast, John Kain, Head of Financial Services Market Development at Amazon Web Services, joins Rajat Kohli, Partner at Zinnov, to unpack how cloud, data, and AI are reshaping the foundations of modern finance.

From the democratization of innovation through the cloud to the rise of “buy now, pay later,” John reveals how the industry’s biggest disruptors are powered not just by technology, but by the courage to rethink legacy processes. He explores how generative AI is transforming compliance, risk, and customer experience, and why governance, trust, and explainability must evolve alongside innovation.

The conversation dives deep into what’s next: agentic systems that will redefine financial workflows, open ecosystems that demand new forms of partnership, and the strategic shifts enterprises must embrace to turn experimentation into enterprise-grade production.

For anyone navigating the intersection of finance, cloud, and AI, this episode offers a front-row view into how technology leaders are re-architecting the future of financial services, from capital expenditure to continuous innovation.

Tune in now.

From Legacy to Cloud: Modernizing Financial Services for the AI Era Ft. John Kain, Amazon Web Services