Inside Out Money

148. 2025 Expense Review Part 2 - The real cost of food, fitness, phones, and more!

15 snips
Feb 2, 2026
They dig into 2025 spending on food, comparing groceries, restaurants, snacks and drinks across households. Phone plans and device payments get a close look, including budget hacks and carrier tradeoffs. Health and fitness costs are examined—from Peloton and trainers to recovery tools. Insurance topics cover car and homeowners premiums, deductibles, and what raises rates.
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ANECDOTE

Maggie's $35/Month Phone Plan

  • Maggie pays about $720 per year for three phone plans, roughly $35 per line monthly.
  • She uses her plan as a reliable hotspot and is satisfied with the service.
ANECDOTE

Liz's Cheap Visible + Mint Setup

  • Liz pays $20/month on Visible and her partner uses Mint at $15/month, keeping data needs balanced.
  • She upgraded to unlimited for an extra $5 to avoid pre-downloading podcasts and enjoys the experience.
ADVICE

Shop Phones By Coverage And Perks

  • Compare MVNOs like Visible, Mint, and T-Mobile and test service before switching.
  • Consider perks (MLB TV, travel deals) and network behavior like throttling when evaluating savings.
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