Welcome to the Mindful FIRE Podcast, where we explore living mindfully on the path to financial independence and beyond. I’m your host Adam Coelho and I’m glad you’re here.
Today we talk to my friend, Spencer Sherman, a financial advisor, mindfulness teacher and owner of Abacus Wealth Partners. Spencer lives in the San Francisco Bay Area. I learned so much from Spencer in this episode and I’m excited to share it with you.
In this show you’ll learn:
- How a huge fire in the office building where Spencer worked changed his life forever. And how and why he ran back into the building
- That most people believe that their net worth equals their self worth and how Spencer works with clients to change that belief system
- Why Spencer says that “enough” is the dirtiest word in the English language and how if we can practice “enough” in our lives we can see that we can and already do have it all, right now
- How our beliefs about money impact how we live our lives and that we can begin to change behavior just by recognizing and becoming aware of the behavior
- Some simple but powerful practices to start to bring more awareness and choice to your relationship with money and with others in relation to money.
- Spencer’s advice to save money and have a plan but recognize that the goal is to be with your life in this moment right now. Don’t live in the future
And so much more. I hope you enjoy my wonderful conversation with my friend Spencer Sherman.
Full Show Notes | https://bit.ly/3t1Hg6r
More Inspiring Interviews | https://bit.ly/3jvhuUZ
More Guided Meditations | https://bit.ly/3mM20Ol
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PS: Introducing the… 🔥 FIRE Starter Group Coaching Program
You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.
In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).
Interested? Let’s chat: https://mindfulfire.org/chat
🔥 WHO I’m creating this for
This is for you if you’re at or near FI (Coast FI or full FIRE) and:
- You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
- You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
- You want clarity and momentum—but you don’t want someone to tell you what to do.
🔥 WHAT we’ll do together (over 10 weeks)
In a small group (mastermind-style), you’ll:
- Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
- Create a big, meaningful vision for your next chapter—one that fits who you are now.
- Learn the brain science behind envisioning (why it works, and how to use it).
- Turn yo...
