Today's guest on the Expat Money Show is Tobias Ruck. Developer, entrepreneur and traveller. He founded be.cash, a company spearheading crypto NFC payments, and Lotus, a cryptocurrency based on eCash that focuses on stability, scalability and human flourishing. Currently, he's working on Stamp, an end-to-end encrypted, peer-to-peer messenger and privacy wallet. Today we are going to be discussing privacy coins, crypto tokens and the dreaded CBDC that is going to be pushed on all of us.