BiggerPockets Real Estate Podcast

The Great Stall is ON | March 2026 Housing Market Update

10 snips
Mar 20, 2026
Housing prices are stalling across large parts of the country while some markets cool. Mortgage payments and overall affordability are improving for buyers and investors. Insurance premiums are moving in unexpected directions and there are simple ways to cut landlord insurance now. New risks like geopolitical conflict, oil shocks, and job losses could still change the picture.
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INSIGHT

Great Stall Means Lower Appreciation

  • The market is in a “Great Stall” with nominal prices up ~1% but inflation-adjusted values falling.
  • Dave Meyer warns investors to underwrite lower appreciation and expect much slower or flat growth than recent years.
INSIGHT

Affordability Improved From Falling Payments

  • Affordability is improving because mortgage rates dropped (~7.1% to ~6%) and incomes are rising faster than home prices.
  • Payment-to-income ratio fell to ~27%, roughly in line with 2000s norms, giving buyers more purchasing power.
ADVICE

Make Offers Based On Local Inventory

  • Use local inventory trends to set bidding strategy because inventory predicts short-term price direction.
  • Pull Redfin/Realtor inventory and new-listing data for your market to decide how aggressively to bid this spring.
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